Shigoto Zukan
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Insurance Underwriters job outlookprojected pay in 10 years $96,400 · outlook score 32/100 · BLS employment projections

United States Finance Confidence ★★★★★

Median annual pay
$81,370
25th–75th pct. $64,620–$110,390
Top pay (est.)
$188,700
Top 10% $145,160
Pay in 5 years
$88,600est.
2031
Pay in 10 years
$96,400est.
$82,900–$111,900
Outlook score
32/100
★★☆☆☆ Below average
AI replacement risk
80%
High
Job growth (10 yr)
−3.8%
6,800 openings / yr

Projected pay for Insurance Underwriters (3, 5 and 10 years)est.

Today $81,370 → in 3 years $85,600 → in 5 years $88,600 → in 10 years $96,400 (10-year range $82,900–$111,900). The model assumes pay growth of +1.7% per year.

$81,370
Now
2026
$85,600
In 3 yrs
2029
$79,100–$93,200
$88,600
In 5 yrs
2031
$79,800–$98,700
$96,400
In 10 yrs
2036
$82,900–$111,900

What drives the annual growth rate

Base wage growth +3.0%Labor demand -0.39%AI impact -0.9%Total +1.7% / yr

Projected pay = current pay × (1 + annual growth)^years. The annual growth rate starts from a base wage-growth rate and adds or subtracts labor demand (BLS projected employment growth), wage momentum and AI replacement risk for each occupation. Projections are not guarantees. How it is calculated →

Outlook score for Insurance Underwriters

32/100
★★☆☆☆
Below average · ranked #773 of all U.S. occupations
Pay level
74 pts
AI resistance
20 pts
Entry barrier
63 pts
Annual openings
14 pts
Projected growth
15 pts

Each component is a percentile rank among all occupations in the same country (0–100). Weights: labor demand 25, wage momentum / openings 15, pay level 15, AI resistance 25, aging workforce 10 (Japan only), entry barrier 10.

Labor demand for Insurance Underwriters

Employment
105K
BLS OEWS
Projected employment
121K
2025–35
Projected change
−3.8%
ranked #696 for growth
Annual openings
6,800
growth + replacement needs
Demand score
Low
26/100
Typical entry education
Bachelor's degree
Work experience
None
in a related occupation
On-the-job training
Moderate-term on-the-job training

Employment projections are from the BLS Employment Projections program (2025–35). Annual openings include both new jobs and replacement of workers who leave the occupation.

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: BLS OEWS May 2025; BLS Employment Projections 2025–35; O*NET 31.0 Database by USDOL/ETA (CC BY 4.0), modified by Shigoto Zukan. Pay ranges, projections and scores are Shigoto Zukan estimates.