Shigoto Zukan
日本語

Will AI replace credit analysts?AI replacement risk 84% and how the work is changing

United States Finance Confidence ★★★★★

Median annual pay
$83,510
25th–75th pct. $65,210–$122,460
Top pay (est.)
$220,000
Top 10% $169,230
Pay in 5 years
$90,300est.
2031
Pay in 10 years
$97,500est.
$83,900–$113,200
Outlook score
29/100
★☆☆☆☆ Weak
AI replacement risk
84%
Very high
Job growth (10 yr)
−4.3%
3,100 openings / yr

Will AI replace Credit Analysts? AI replacement risk

84%
Very high
Ranked #817 safest from AI among all U.S. occupations
Very lowLowModerateHighVery high

How AI is changing this job

A written analysis for this occupation is being prepared.

AI replacement risk compares the parts of a job that are easy to hand to AI or software (processing information, documentation, repetitive computer work) with the parts that are hard to automate (physical work, working closely with people, judgment in unpredictable settings), using O*NET work activities, work context, skills and knowledge. The result is a relative position among all occupations in the country, scaled to 0–100%. Methodology →

Skills, education and requirements for Credit Analysts

Key skills

Mathematics
4.1
Reading Comprehension
4.0
Active Listening
4.0
Speaking
4.0
Critical Thinking
4.0
Writing
3.9
Judgment and Decision Making
3.8
Active Learning
3.6

O*NET skill level ratings (0–7).

Key knowledge areas

Economics and Accounting
5.2
Mathematics
4.8
English Language
4.2
Administrative
4.2
Law and Government
3.8
Computers and Electronics
3.0
Administration and Management
3.0
Customer and Personal Service
2.8

What the work involves

Analyzing Data or InformationProcessing InformationGetting InformationMaking Decisions and Solving ProblemsCommunicating with Supervisors, Peers, or SubordinatesEstablishing and Maintaining Interpersonal RelationshipsUpdating and Using Relevant KnowledgeOrganizing, Planning, and Prioritizing Work

Important abilities

Deductive ReasoningNumber FacilityNear VisionOral ExpressionOral ComprehensionInductive Reasoning

Education of workers

Bachelor's degree
95%
Master's degree
5%

Training before entry

None / short demo
30%
1–3 months
25%
Up to 1 month
20%
3–6 months
15%
1–2 years
5%
6–12 months
5%

Related work experience

1–2 years
30%
None
25%
2–4 years
25%
4–6 years
15%
6–12 months
5%

Job Zone 4 — considerable preparation needed (O*NET)

Difficulty of entry: ★★★☆☆ Moderate (from education, training, experience and Job Zone)

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: BLS OEWS May 2025; BLS Employment Projections 2025–35; O*NET 31.0 Database by USDOL/ETA (CC BY 4.0), modified by Shigoto Zukan. Pay ranges, projections and scores are Shigoto Zukan estimates.