How to become credit analystseducation, training, experience and the steps to enter
Median annual pay
$83,510
25th–75th pct. $65,210–$122,460
Top pay (est.)
$220,000
Top 10% $169,230
Pay in 5 years
$90,300est.
2031
Pay in 10 years
$97,500est.
$83,900–$113,200
Outlook score
29/100
★☆☆☆☆ Weak
AI replacement risk
84%
Very high
Job growth (10 yr)
−4.3%
3,100 openings / yr
How to become credit analysts
Typical education
Bachelor's degree
BLS
Related experience
None
On-the-job training
None
A step-by-step guide for this occupation is being prepared. The education, training and experience data above show the typical path.
Skills, education and requirements for Credit Analysts
Key skills
O*NET skill level ratings (0–7).
Key knowledge areas
What the work involves
Analyzing Data or InformationProcessing InformationGetting InformationMaking Decisions and Solving ProblemsCommunicating with Supervisors, Peers, or SubordinatesEstablishing and Maintaining Interpersonal RelationshipsUpdating and Using Relevant KnowledgeOrganizing, Planning, and Prioritizing Work
Important abilities
Deductive ReasoningNumber FacilityNear VisionOral ExpressionOral ComprehensionInductive Reasoning
Education of workers
Training before entry
Related work experience
Job Zone 4 — considerable preparation needed (O*NET)
Difficulty of entry: ★★★☆☆ Moderate (from education, training, experience and Job Zone)
Career path and how to earn more as credit analysts
Career-path guidance is being prepared. Pay by percentile is shown in the Pay section.
Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: BLS OEWS May 2025; BLS Employment Projections 2025–35; O*NET 31.0 Database by USDOL/ETA (CC BY 4.0), modified by Shigoto Zukan. Pay ranges, projections and scores are Shigoto Zukan estimates.