How to become credit counselorseducation, training, experience and the steps to enter
Median annual pay
$52,230
25th–75th pct. $45,720–$64,080
Top pay (est.)
$104,600
Top 10% $80,440
Pay in 5 years
$58,100est.
2031
Pay in 10 years
$64,600est.
$55,600–$75,000
Outlook score
38/100
★★☆☆☆ Below average
AI replacement risk
77%
High
Job growth (10 yr)
+3.3%
2,000 openings / yr
How to become credit counselors
Typical education
Bachelor's degree
BLS
Related experience
None
On-the-job training
Moderate-term on-the-job training
A step-by-step guide for this occupation is being prepared. The education, training and experience data above show the typical path.
Skills, education and requirements for Credit Counselors
Key skills
O*NET skill level ratings (0–7).
Key knowledge areas
What the work involves
Establishing and Maintaining Interpersonal RelationshipsUpdating and Using Relevant KnowledgeOrganizing, Planning, and Prioritizing WorkGetting InformationProviding Consultation and Advice to OthersMaking Decisions and Solving ProblemsCommunicating with People Outside the OrganizationAnalyzing Data or Information
Important abilities
Oral ExpressionOral ComprehensionWritten ExpressionDeductive ReasoningWritten ComprehensionProblem Sensitivity
Training before entry
Related work experience
Job Zone 4 — considerable preparation needed (O*NET)
Difficulty of entry: ★★☆☆☆ Fairly easy (from education, training, experience and Job Zone)
Career path and how to earn more as credit counselors
Career-path guidance is being prepared. Pay by percentile is shown in the Pay section.
Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: BLS OEWS May 2025; BLS Employment Projections 2025–35; O*NET 31.0 Database by USDOL/ETA (CC BY 4.0), modified by Shigoto Zukan. Pay ranges, projections and scores are Shigoto Zukan estimates.