Loan Officers job outlookprojected pay in 10 years $94,500 · outlook score 39/100 · BLS employment projections

United States Finance Confidence ★★★★★

Median annual pay
$76,690
25th–75th pct. $52,730–$104,080
Top pay (est.)
$199,100
Top 10% $153,180
Pay in 5 years
$85,100est.
2031
Pay in 10 years
$94,500est.
$81,200–$109,700
Outlook score
39/100
★★☆☆☆ Below average
AI replacement risk
75%
High
Job growth (10 yr)
+1.1%
17K openings / yr

Projected pay for Loan Officers (3, 5 and 10 years)est.

Today $76,690 → in 3 years $81,600 → in 5 years $85,100 → in 10 years $94,500 (10-year range $81,200–$109,700). The model assumes pay growth of +2.1% per year.

$76,690
Now
2026
$81,600
In 3 yrs
2029
$75,400–$88,800
$85,100
In 5 yrs
2031
$76,700–$94,800
$94,500
In 10 yrs
2036
$81,200–$109,700

What drives the annual growth rate

Base wage growth +3.0%Labor demand -0.14%AI impact -0.75%Total +2.1% / yr

Projected pay = current pay × (1 + annual growth)^years. The annual growth rate starts from a base wage-growth rate and adds or subtracts labor demand (BLS projected employment growth), wage momentum and AI replacement risk for each occupation. Projections are not guarantees. How it is calculated →

Outlook score for Loan Officers

39/100
★★☆☆☆
Below average · ranked #690 of all U.S. occupations
Pay level
68 pts
AI resistance
25 pts
Entry barrier
81 pts
Annual openings
12 pts
Projected growth
34 pts

Each component is a percentile rank among all occupations in the same country (0–100). Weights: labor demand 25, wage momentum / openings 15, pay level 15, AI resistance 25, aging workforce 10 (Japan only), entry barrier 10.

Labor demand for Loan Officers

Employment
274K
BLS OEWS
Projected employment
286K
2025–35
Projected change
+1.1%
ranked #538 for growth
Annual openings
17K
growth + replacement needs
Demand score
Low
38/100
Typical entry education
Bachelor's degree
Work experience
Less than 5 years
in a related occupation
On-the-job training
Moderate-term on-the-job training

Employment projections are from the BLS Employment Projections program (2025–35). Annual openings include both new jobs and replacement of workers who leave the occupation.

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: BLS OEWS May 2025; BLS Employment Projections 2025–35; O*NET 31.0 Database by USDOL/ETA (CC BY 4.0), modified by Shigoto Zukan. Pay ranges, projections and scores are Shigoto Zukan estimates.