独立系ファイナンシャル・アドバイザー(IFA) salaryaverage ¥11.35M · percentiles · top pay · projected pay in 10 years

Japan Finance Confidence ★★★★★

Average annual pay
¥11.35M
≈ $72,155
Top pay (est.)
¥23.18M
Top 10% ¥19.24M
Pay in 5 years
¥12.10Mest.
2031
Pay in 10 years
¥12.90Mest.
¥11.10M–¥14.98M
Outlook score
42/100
★★☆☆☆ Below average
AI replacement risk
71%
High
Labor demand
Low
Openings-to-applicants 0.62x

独立系ファイナンシャル・アドバイザー(IFA) salary

The average annual pay for 独立系ファイナンシャル・アドバイザー(IFA) in Japan is ¥11.35M (≈ $72,155; Basic Survey on Wage Structure (2025), national). The estimated median is ¥10.55M, the typical range is ¥6.09M–¥23.18M and the top 10% earn about ¥19.24M.

Average pay
¥11.35M
≈ $72,155
Median (est.)
¥10.55M
≈ $67,091
Low end (est.)
¥6.09M
Entry level, early 20s
Top 10% (est.)
¥19.24M
≈ $122,353
Top pay (est.)
¥23.18M
≈ $147,409
Hourly wage
¥5,497
4.7× the national minimum wage (¥1,177)
Advertised monthly wage
¥311,000
vs. last year +¥9,000

How does your pay compare with people your age?

Your numbers are not sent or stored. The distribution is estimated from Japan's national wage statistics, including pay differences by age.

Pay by ageest.

20s
¥7.92M
30s
¥10.26M
40s
¥12.44M
50s
¥14.50M

Estimated from the average pay and average age (39.4) using the age-wage curve of the Basic Survey on Wage Structure.

Pay by experienceest.

Entry level
¥7.79M
1–3 yrs
¥8.98M
3–5 yrs
¥10.16M
5–10 yrs
¥11.70M
10+ yrs
¥13.48M

Pay by employment typeest.

Full-time employee ¥11.35MPart-time ¥4.77MFreelance / self-employed ¥11.91MContract / temp ¥8.85M

The average hourly wage of ¥5,497 is 4.7× Japan's national average minimum wage of ¥1,177 (fiscal 2026). Minimum wage by prefecture →

Japanese pay is shown in yen (¥5.57M = 5.57 million yen ≈ 557万円). Dollar figures use the current rate of 157.25 yen per dollar and are for reference only; purchasing power differs.

Pay over time

YearAverage payEmploymentOpenings ratio
2021¥10.30M——
2022¥7.81M——
2023¥9.48M—0.70x
2024¥9.03M—0.64x
2025¥11.35M—0.62x

How median, percentiles and the pay range are defined →

Projected pay for 独立系ファイナンシャル・アドバイザー(IFA) (3, 5 and 10 years)est.

Today ¥11.35M → in 3 years ¥11.79M → in 5 years ¥12.10M → in 10 years ¥12.90M (10-year range ¥11.10M–¥14.98M). The model assumes pay growth of +1.3% per year.

¥11.35M
Now
2026
¥11.79M
In 3 yrs
2029
¥10.89M–¥12.83M
¥12.10M
In 5 yrs
2031
¥10.90M–¥13.48M
¥12.90M
In 10 yrs
2036
¥11.10M–¥14.98M

What drives the annual growth rate

Base wage growth +1.8%Labor demand -0.29%Wage momentum +0.41%AI impact -0.63%Total +1.3% / yr

Projected pay = current pay × (1 + annual growth)^years. The annual growth rate starts from a base wage-growth rate and adds or subtracts labor demand (the job-openings-to-applicants ratio), wage momentum and AI replacement risk for each occupation. Projections are not guarantees. How it is calculated →

The same job in the United States

独立系ファイナンシャル・アドバイザー(IFA)
Japan
Personal Financial Advisors
United States
Median / average pay¥11.35M
≈ $72,155
$105,070
Pay in 10 years (est.)¥12.90M$127,000
Outlook score4240
AI replacement risk71% High82% Very high
Workers—267K

Matched by occupation (SOC code). Yen converted at 157.25 JPY/USD for reference; Japanese figures are averages, U.S. figures are medians, and the surveys define occupations differently.

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: Basic Survey on Wage Structure (2025), Population Census and Hello Work employment statistics as published on the MHLW job tag site (retrieved Nov 1, 2026); Occupational Information Database (JILPT). Pay ranges, projections and scores are Shigoto Zukan estimates.