銀行支店長 銀行支店長
What 銀行支店長 do
An English description is being prepared. Japanese description:
職場となる銀行の支店では、来店客に窓口で様々な手続きやサービス提供を行うほか、融資や資産運用の相談等に応じる。また、取引先を訪問して融資の相談等に対応することもある。企業への貸し付けでは、取引先の会社の経営内容を調べて、運転資金や設備資金を融資することにより取引先の成長や社会の発展に貢献する。
支店長の仕事は、貸出案件等支店内の最終決裁、支店内の人事労務管理、取引先や近隣地域の団体等との関係の構築及び維持等である。支店に割り当てられた貸出金額や預金残高などの目標の進捗管理を行う場合もある。支店長は支店全体の運営管理と業務活動の立案・推進の最終責任者といえる。銀行の支店は、景気等の外部環境のみならず、商業地域、工場集積地、住宅街等所在する立地によっても求められる役割や、顧客のニーズも様々といえる。それらを的確に把握し、現場にあった業務計画を立案し実行することで実績をあげることが支店長の重要な仕事である。
Employment type of workers
銀行支店長 salary
The average annual pay for 銀行支店長 in Japan is ¥9.67M (≈ $61,479; Basic Survey on Wage Structure (2025), national). The estimated median is ¥8.99M, the typical range is ¥5.59M–¥18.84M and the top 10% earn about ¥15.78M.
How does your pay compare with people your age?
Your numbers are not sent or stored. The distribution is estimated from Japan's national wage statistics, including pay differences by age.
Pay by ageest.
Estimated from the average pay and average age (51.5) using the age-wage curve of the Basic Survey on Wage Structure.
Pay by experienceest.
Pay by employment typeest.
The average hourly wage of ¥4,883 is 4.1× Japan's national average minimum wage of ¥1,177 (fiscal 2026). Minimum wage by prefecture →
Japanese pay is shown in yen (¥5.57M = 5.57 million yen ≈ 557万円). Dollar figures use the current rate of 157.25 yen per dollar and are for reference only; purchasing power differs.
Pay over time
| Year | Average pay | Employment | Openings ratio |
|---|---|---|---|
| 2021 | ¥8.40M | — | — |
| 2022 | ¥8.63M | — | — |
| 2023 | ¥8.85M | — | 1.27x |
| 2024 | ¥9.17M | — | 1.17x |
| 2025 | ¥9.67M | — | 1.15x |
Projected pay for 銀行支店長 (3, 5 and 10 years)est.
Today ¥9.67M → in 3 years ¥10.12M → in 5 years ¥10.43M → in 10 years ¥11.24M (10-year range ¥9.67M–¥13.05M). The model assumes pay growth of +1.5% per year.
What drives the annual growth rate
Projected pay = current pay × (1 + annual growth)^years. The annual growth rate starts from a base wage-growth rate and adds or subtracts labor demand (the job-openings-to-applicants ratio), wage momentum and AI replacement risk for each occupation. Projections are not guarantees. How it is calculated →
Outlook score for 銀行支店長
Each component is a percentile rank among all occupations in the same country (0–100). Weights: labor demand 25, wage momentum / openings 15, pay level 15, AI resistance 25, aging workforce 10 (Japan only), entry barrier 10.
Will AI replace 銀行支店長? AI replacement risk
How AI is changing this job
A written analysis for this occupation is being prepared.
AI replacement risk compares the parts of a job that are easy to hand to AI or software (processing information, documentation, repetitive computer work) with the parts that are hard to automate (physical work, working closely with people, judgment in unpredictable settings), using the MHLW job tag survey on work activities, work context, skills and knowledge. The result is a relative position among all occupations in the country, scaled to 0–100%. Methodology →
Labor demand for 銀行支店長
A ratio above 1.0 means there are more job openings than applicants (a labor shortage). The 5- and 10-year figures are estimates from the openings ratio, wage momentum and AI replacement risk.
The same job in the United States
| 銀行支店長 Japan | Financial Managers United States | |
|---|---|---|
| Median / average pay | ¥9.67M ≈ $61,479 | $166,570 |
| Pay in 10 years (est.) | ¥11.24M | $220,300 |
| Outlook score | 54 | 65 |
| AI replacement risk | 62% High | 65% High |
| Workers | — | 842K |
Matched by occupation (SOC code). Yen converted at 157.25 JPY/USD for reference; Japanese figures are averages, U.S. figures are medians, and the surveys define occupations differently.
Skills, education and requirements for 銀行支店長
Key skills
Skill levels from the MHLW job tag worker survey.
Key knowledge areas
What the work involves
Important abilities
Licenses and certifications (Japan)
- ファイナンシャルプランナー(CFP/AFP)
- 簿記能力検定(全経上級)
- 簿記能力検定(全経1級)
- 簿記能力検定(全経2級)
- 簿記能力検定(全経3級)
- 生命保険業界共通教育制度一般課程試験
- 日商簿記1級
- 日商簿記2級
- 日商簿記3級
Related qualifications listed on job tag (names in Japanese). Some are mandatory, others recommended.
Education of workers
Training before entry
Related work experience
Difficulty of entry: ★★★★★ Hard to enter (from education, training, experience, licenses)
How to become 銀行支店長
The typical path in Japan is shown by the education, training and experience of current workers above and in the Japanese guidance below. A detailed English guide for this occupation is being prepared.
Guidance from job tag (Japanese)
入職にあたって、特に必要な資格などはないが、経済、金融、財務などの知識を身につけていることが望ましい。
入職後には、銀行によって、簿記、生命保険募集人、ファイナンシャルプランナーなど業務関連の資格取得が、業務上又は昇進する上で必須又は望ましいとされている。
大手都市銀行の場合、新人の多くは、研修後、各地の支店に配属され、金融実務を実地で学ぶ。その後、本部スタッフや支店の課長、副支店長等を経て、支店長になるのが一般的である。支店長になるまでに要する期間は異なるが、30歳代で支店長になるケースもある。支店長から本社の役員等になることもある。
顧客のニーズ等を的確に把握し、地元に合った業務運営を推進するための情報収集力、判断力、行動力が求められる。また、行員に自身の考えを伝え、支店全体として計画を実行に移していくためには、説明力、リーダーシップが重要である。
Career path and how to earn more as 銀行支店長
Career-path guidance is being prepared. Pay by experience is shown in the Pay section.