Will AI replace ファイナンシャル・プランナー?AI replacement risk 72% and how the work is changing

Japan Finance Confidence ★★★★★

Average annual pay
¥11.35M
≈ $72,155
Top pay (est.)
¥23.18M
Top 10% ¥19.24M
Pay in 5 years
¥12.08Mest.
2031
Pay in 10 years
¥12.86Mest.
¥11.06M–¥14.93M
Outlook score
43/100
★★☆☆☆ Below average
AI replacement risk
72%
High
Labor demand
Low
Openings-to-applicants 0.62x

Will AI replace ファイナンシャル・プランナー? AI replacement risk

72%
High
Ranked #442 safest from AI among all Japanese occupations
Very lowLowModerateHighVery high

How AI is changing this job

A written analysis for this occupation is being prepared.

AI replacement risk compares the parts of a job that are easy to hand to AI or software (processing information, documentation, repetitive computer work) with the parts that are hard to automate (physical work, working closely with people, judgment in unpredictable settings), using the MHLW job tag survey on work activities, work context, skills and knowledge. The result is a relative position among all occupations in the country, scaled to 0–100%. Methodology →

Skills, education and requirements for ファイナンシャル・プランナー

Key skills

Active Listening
4.5
Speaking
4.4
Writing
4.3
Persuasion
4.2
Negotiation
4.1
Management of Financial Resources
4.0
Reading Comprehension
3.9
Coordination
3.8

Skill levels from the MHLW job tag worker survey.

Key knowledge areas

Customer and Personal Service
2.9
Administrative
2.7
Economics and Accounting
2.7
Law and Government
2.5
Sales and Marketing
2.3
Administration and Management
2.2
English Language
1.9
Communications and Media
1.8

What the work involves

Updating and Using Relevant KnowledgeGetting InformationIdentifying Objects, Actions, and EventsEvaluating Information to Determine Compliance with StandardsMaking Decisions and Solving ProblemsMonitoring Processes, Materials, or SurroundingsAnalyzing Data or InformationDeveloping Objectives and Strategies

Important abilities

Written ExpressionProblem SensitivityOral ExpressionOral ComprehensionInductive ReasoningWritten Comprehension

Licenses and certifications (Japan)

Related qualifications listed on job tag (names in Japanese). Some are mandatory, others recommended.

Education of workers

Training before entry

Related work experience

Difficulty of entry: ★★★★★ Hard to enter (from education, training, experience, licenses)

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: Basic Survey on Wage Structure (2025), Population Census and Hello Work employment statistics as published on the MHLW job tag site (retrieved Nov 1, 2026); Occupational Information Database (JILPT). Pay ranges, projections and scores are Shigoto Zukan estimates.