Shigoto Zukan
日本語

How to become ファイナンシャル・プランナーeducation, training, experience, licenses and the steps to enter

Japan Finance Confidence ★★★★★

Average annual pay
¥11.35M
≈ $72,155
Top pay (est.)
¥23.18M
Top 10% ¥19.24M
Pay in 5 years
¥12.08Mest.
2031
Pay in 10 years
¥12.86Mest.
¥11.06M–¥14.93M
Outlook score
43/100
★★☆☆☆ Below average
AI replacement risk
72%
High
Labor demand
Low
Openings-to-applicants 0.62x

How to become ファイナンシャル・プランナー

The typical path in Japan is shown by the education, training and experience of current workers above and in the Japanese guidance below. A detailed English guide for this occupation is being prepared.

Guidance from job tag (Japanese)
顧客の信頼を得るためにはファイナンシャル・プランナーの資格を取得することが望まれる。ファイナンシャル・プランナーには、国の技能検定に合格したのち「技能士」と名乗ることができる「ファイナンシャル・プランニング（FP）技能士（1～3級）」とNPO法人日本ファイナンシャル・プランナーズ協会の審査試験に合格したのち認定される「AFP（アフィリエイテッド ファイナンシャル プランナー）資格」、「CFP?（サーティファイド ファイナンシャル プランナー?）資格」及び「CMA（日本証券アナリスト協会検定）」がある。
　資格取得後も最新の経済・金融情報、税制や不動産に通じている必要があるため、継続的な学習が必要となる。

Skills, education and requirements for ファイナンシャル・プランナー

Key skills

Active Listening
4.5
Speaking
4.4
Writing
4.3
Persuasion
4.2
Negotiation
4.1
Management of Financial Resources
4.0
Reading Comprehension
3.9
Coordination
3.8

Skill levels from the MHLW job tag worker survey.

Key knowledge areas

Customer and Personal Service
2.9
Administrative
2.7
Economics and Accounting
2.7
Law and Government
2.5
Sales and Marketing
2.3
Administration and Management
2.2
English Language
1.9
Communications and Media
1.8

What the work involves

Updating and Using Relevant KnowledgeGetting InformationIdentifying Objects, Actions, and EventsEvaluating Information to Determine Compliance with StandardsMaking Decisions and Solving ProblemsMonitoring Processes, Materials, or SurroundingsAnalyzing Data or InformationDeveloping Objectives and Strategies

Important abilities

Written ExpressionProblem SensitivityOral ExpressionOral ComprehensionInductive ReasoningWritten Comprehension

Licenses and certifications (Japan)

Related qualifications listed on job tag (names in Japanese). Some are mandatory, others recommended.

Education of workers

Training before entry

Related work experience

Difficulty of entry: ★★★★★ Hard to enter (from education, training, experience, licenses)

Career path and how to earn more as ファイナンシャル・プランナー

Career-path guidance is being prepared. Pay by experience is shown in the Pay section.

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: Basic Survey on Wage Structure (2025), Population Census and Hello Work employment statistics as published on the MHLW job tag site (retrieved Nov 1, 2026); Occupational Information Database (JILPT). Pay ranges, projections and scores are Shigoto Zukan estimates.