保険営業(生命保険、損害保険) job outlookprojected pay in 10 years ¥6.65M · outlook score 56/100 · labor demand

Japan Finance Confidence ★★★★★

Average annual pay
¥5.41M
≈ $34,378
Top pay (est.)
¥9.24M
Top 10% ¥7.96M
Pay in 5 years
¥6.00Mest.
2031
Pay in 10 years
¥6.65Mest.
¥5.72M–¥7.72M
Outlook score
56/100
★★★☆☆ Average
AI replacement risk
69%
High
Labor demand
High
Openings-to-applicants 2.13x

Projected pay for 保険営業(生命保険、損害保険) (3, 5 and 10 years)est.

Today ¥5.41M → in 3 years ¥5.75M → in 5 years ¥6.00M → in 10 years ¥6.65M (10-year range ¥5.72M–¥7.72M). The model assumes pay growth of +2.1% per year.

¥5.41M
Now
2026
¥5.75M
In 3 yrs
2029
¥5.31M–¥6.26M
¥6.00M
In 5 yrs
2031
¥5.40M–¥6.68M
¥6.65M
In 10 yrs
2036
¥5.72M–¥7.72M

What drives the annual growth rate

Base wage growth +1.8%Labor demand +0.46%Wage momentum +0.4%AI impact -0.57%Total +2.1% / yr

Projected pay = current pay × (1 + annual growth)^years. The annual growth rate starts from a base wage-growth rate and adds or subtracts labor demand (the job-openings-to-applicants ratio), wage momentum and AI replacement risk for each occupation. Projections are not guarantees. How it is calculated →

Outlook score for 保険営業(生命保険、損害保険)

56/100
★★★☆☆
Average · ranked #174 of all Japanese occupations
AI resistance
31 pts
Entry barrier
65 pts
Pay level
59 pts
Labor demand
76 pts
Wage momentum
33 pts
Aging workforce
87 pts

Each component is a percentile rank among all occupations in the same country (0–100). Weights: labor demand 25, wage momentum / openings 15, pay level 15, AI resistance 25, aging workforce 10 (Japan only), entry barrier 10.

Labor demand for 保険営業(生命保険、損害保険)

Openings-to-applicants ratio
2.13x
ranked #128 of all Japanese jobs
Demand score
High
66/100
Advertised monthly wage
¥281,000
Hello Work postings
Workers
—
Population Census
Average age
46.8
Hours per month
145
Openings in 5 years
+6.0%
est.
Openings in 10 years
+10.8%
est.

A ratio above 1.0 means there are more job openings than applicants (a labor shortage). The 5- and 10-year figures are estimates from the openings ratio, wage momentum and AI replacement risk.

Pay and employment figures are national statistics. Projected pay, outlook scores and AI replacement risk are estimates from the Shigoto Zukan model, not guarantees. To request a correction, use the contact form. How to read the data
Sources: Basic Survey on Wage Structure (2025), Population Census and Hello Work employment statistics as published on the MHLW job tag site (retrieved Nov 1, 2026); Occupational Information Database (JILPT). Pay ranges, projections and scores are Shigoto Zukan estimates.